Catalyst Member Rewards

Catalyst Member Rewards is our way of letting you know how much we value you and your business; combining all the right elements to offer unique benefits based on your level of participation. 

There is no need to enroll. If your account activity qualifies, you are automatically enrolled at one of three levels. As your account activity grows, your level is automatically increased and your rewards along with it. It’s that simple.

If you do not currently qualify for a Catalyst Rewards Level, talk to us. We’ll show you how consolidating your activities can help you earn these rewards as well.

You can view your total balances, qualified tier and benefits used year-to-date within Online Banking from the "Services" tab.


Program levels and requirements


Balances of $10,000 or more    Balances of $25,000 or more   Balances of $50,000 or more   



Catalyst Benefits by Tier

Member Benefit C1 C2 C3
Quarterly Refund of Consumer Loan Interest Paid1 1% 3% 5%
Access to Your FICO® Score for Free2 N/A Quarterly Quarterly
ATM Withdrawal Fee Reimbursement 1 per month 2 per month Unlimited
Overdraft Transfer Fee Reimbursement 2 per year Unlimited Unlimited
Free Money Orders/Official Checks Unlimited Unlimited Unlimited
Free Checks3 N/A 1box/year Unlimited
Safe Deposit Box Discount (3x5 only) 50% off 50% off 50% off
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