Home Equity

The Possibilities Are Endless

Whether it’s home improvements, a major purchase or debt consolidation, your home’s equity can be a smart financial resource for any project or purpose. Financing available for up to 80% loan to value.1

Couple at fence

Home Equity Line of Credit
Special Offer: 2.99% APR for 12 Months2
(After 1 year HELOCs currently have a rate of as low as 3.00% APR.)

  • Convenient access to a reusable line of credit.
  • 10 years to withdraw funds via digital banking.
  • Only pay interest on the amount you are using.
  • Perfect for home improvements or college education.

Apply Now



Home Equity Loan

  • One lump sum deposited into your account.
  • Competitive fixed rate.
  • Great for debt consolidation or a major purchase.

Apply Now


couple sitting on porch

We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act.
NMLS# 469322

1Maximum loan amount is determined by the amount of equity in your home, based on appraised value.
2APR = Annual Percentage Rate. The APR is a variable rate based on the Wall Street Journal Prime rate plus a margin based on your credit history. This rate is subject to change. Maximum APR that can apply is 13%. Typical closing costs range from $592- $1205. The costs for appraisals and title and insurance range from $350 to $2110. All costs are dependent on loan amount and loan to value and are subject to change.
3Member pays for appraisal fee, if required. An appraisal is not required in most instances, but if required, estimated cost is $475. On a $50,000 loan, closing costs are estimated to be $750. Payment example: 15-year term, monthly payments of $7.98 per $1,000 borrowed at 5.15% and a 70% loan value. Your actual rate may be different.

Home Mortgage Disclosure Act Notice: The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex and income of applicants and borrowers; and information about loan approvals and denials.  Inquire in our office regarding locations where HMDA data may be inspected.

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