Mobile Text Banking

Use your phone’s text messaging feature to check account balances or view transaction history.

How to Enroll

  1. Log in to mobile banking
  2. Select “SMS settings” from mobile web or "SMS" from mobile app
  3. Agree to Terms & Conditions
  4. Add your mobile phone number
  5. You will receive a text message with a one-time verification code
  6. Enter the verification code in the space provided
  7. You will receive a welcome message with available text commands

Text commands to RLCU’s shortcode: 86020

  • B or BAL: Balance
  • H or HIST: History
  • H (with account type): History of a specific account type (Ex. H S0007)
  • XFER: Transfer
    • XFER (space) source account (space) destination account (space) amount
    • Ex.: XFER S0007 S0000 10.50 (transfers $10.50 from your checking to savings)
  • MENU: Menu of available text commands
  • STOP: Cancel
  • HELP: Help


Mobile Banking FAQs

Online and Mobile Banking Terms and Conditions


There is no fee from Red Lobster Credit Union to use mobile banking. Data, usage and message rates may apply. Contact your wireless service provider for more details.  

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